Terms of Use

1. About These Terms

These terms of use ("Terms") govern your access to and use of the JL Insurance Solutions Ltd website at jlinsurancesolutions.co.uk ("the Website"). By accessing or using the Website, you agree to be bound by these Terms. If you do not agree, please do not use the Website.

2. About Us

The Website is operated by JL Insurance Solutions Ltd, a company registered in Wales (Company No. 12528443). We are authorised and regulated by the Financial Conduct Authority (FCA), Firm Reference Number 981301. Our registered address is 12 Highfield Road, Twyn, Ammanford, Carmarthenshire, Wales, SA18 1JL.

3. Use of the Website

You agree to use the Website only for lawful purposes and in a manner that does not:

• Infringe the rights of any third party
• Restrict or inhibit any other person's use of the Website
• Breach any applicable local, national, or international law or regulation
• Introduce viruses, trojans, worms, or other malicious software
• Attempt to gain unauthorised access to our systems or networks

4. Intellectual Property

All content on the Website, including text, graphics, logos, images, and software, is the property of JL Insurance Solutions Ltd or its licensors and is protected by United Kingdom and international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.

5. Information Accuracy

While we make reasonable efforts to ensure the information on the Website is accurate and up to date, we do not warrant that it is complete, accurate, or error-free. The content on the Website is provided for general information purposes only and does not constitute financial, insurance, legal, or other professional advice. You should seek independent professional advice before making any decisions based on the information provided.

6. Third-Party Links

The Website may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content, privacy policies, or practices of third-party websites and accept no responsibility or liability for them. Your use of third-party websites is at your own risk.

7. Limitation of Liability

To the fullest extent permitted by law, JL Insurance Solutions Ltd excludes all liability for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your use of the Website. Nothing in these Terms excludes or limits our liability for death or personal injury caused by our negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited under English law.

8. Indemnity

You agree to indemnify and hold harmless JL Insurance Solutions Ltd, its directors, employees, and agents from any claims, losses, damages, liabilities, and expenses (including legal fees) arising out of your breach of these Terms or your use of the Website.

9. Privacy

Your use of the Website is also governed by our Privacy Policy and Cookie Policy, which form part of these Terms.

10. Changes to These Terms

We reserve the right to amend these Terms at any time. Changes will be posted on this page with an updated revision date. Your continued use of the Website after any changes constitutes acceptance of the revised Terms.

11. Governing Law

These Terms are governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these Terms or your use of the Website shall be subject to the exclusive jurisdiction of the courts of England and Wales.

12. Contact Us

If you have any questions about these Terms, please contact us:

JL Insurance Solutions Ltd
12 Highfield Road, Twyn, Ammanford, Carmarthenshire, SA18 1JL
Email: info@jlinsurancesolutions.co.uk
Phone: 0345 600 1234